Do you have an opinion on whether pre-paid legal is a product worth purchasing? more

Dear Dave: My husband and I are both 37, and we have two children, ages 6 and 4. We follow your plan and we’ll be debt-free, except for our house, by May. How should we determine whether to get … more

Dear Dave: My dad died earlier this year, and as a result my mom and I inherited his auto parts business. He had a lot of accounts receivable piled up, and we need to collect these to keep the … more

Dear Dave: I’m 25 years old and have served in the military for seven years. I’m not sure I like what I’m doing as much as I did a few years ago, plus I’ve had some pretty exciting … more

I’m 25 years old and have served in the military for seven years. I’m not sure I like what I’m doing as much as I did a few years ago, plus I’ve had some pretty exciting opportunities come my way in another field. Do you think it would be worth it to stay in for another 13 years just to get full retirement benefits? more

Dear Dave: I’m a teacher, and the school system I work for puts 13.5 percent of my pay into a public teacher retirement fund. They also match this amount. I’ve read about your rule of investing … more

Dear Dave: My husband died four weeks ago. He was 52 years old and had a heart attack. We always lived on a budget and were careful with our money, so we were debt-free when he passed away. He had a … more

Dear Dave: I have tenants who have been perfect in paying rent on time for almost a year. Last month, the woman lost her job, and when I went to collect the rent the other day, she said she didn’t … more

Dear Dave: I’ve heard you say that your mortgage payment shouldn’t be more than 25 percent of your take-home pay. Does this figure include taxes and insurance, or just principal and interest? … more

Dear Dave: I graduated from college in May, and I already have a job in my field. It was a part-time position that went full time, so I already have $15,000 in an IRA and about $23,000 in savings. … more