Dave Ramsey - Decaturdaily.com

Is it too risky to start a small business?

Dear Dave: I’m 26 and married. We’ve got our emergency fund in place, and are debt-free except for the house. We’d like to have a child soon, but my job requires that I travel frequently. … more

2/7/10 | 101 views

How to find and purchase a foreclosure bargain

Dear Dave: I want to buy a foreclosure. How do I go about it, and where do I look? I’m having a hard time making anything happen, because it seems like the real estate brokers are buying them up … more

1/31/10 | 305 views

How to get started in real estate business

Dear Dave: I’ve always been interested in real estate, but the only experience I have has come through owning my own home here in Atlanta. I’m not sure I’m enough of a handyman to fix up houses … more

1/24/10 | 185 views

Save for college first

Dear Dave: I’m 17, and my personal finance class at high school has been watching your course. I want to begin investing early to take advantage of compound interest, so I want to start a Roth IRA. … more

1/17/10 | 204 views

Does no credit score equal no mortgage?

Dear Dave: I’ve never had a credit card or a bank loan, so I really don’t have any established credit. What should I do when it comes to a cell phone contract or establishing utility service? … more

1/10/10 | 233 views

What kinds of insurance do you need to survive?

Dear Dave: I’ve got auto insurance, but can you tell me what other kinds of insurance are good to have? — Chris Dear Chris: The purpose of insurance is to transfer risk. Specifically, … more

1/3/10 | 279 views

Making a lowball offer without insulting seller

Dear Dave: My husband and I are looking at getting a second vehicle. We found one we like, and it’s in great shape, but they’re asking more than we can afford to pay. Do you have any suggestions … more

12/27/09 | 315 views

Say no to creating business partners

Dear Dave: I own a moving business, and I have a good, smart employee, who is currently my general manager, and he wants to invest in the company. We’re growing and doing pretty well right now, but … more

12/20/09 | 402 views

Don’t jeopardize marriage by co-signing a car lease

Dear Dave: We’ve been getting on track financially using your plan, but now my husband’s parents want us to co-sign on a new car. I think it’s a bad idea, and have asked him to not do this. … more

12/13/09 | 413 views

Is consolidation a smart move?

Dear Dave: I’ve got my beginner’s emergency fund in place, and I’m close to wiping out my consumer loan debt. I still have about $32,000 in debt from six different government-insured student … more

12/6/09 | 451 views